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Monthly Archives: February 2020

    The Williamson Act and Santa Cruz County

    By Christine Schneider | February 11, 2020

    The Williamson Act, also recognized as the California Land Conservation Act of 1965, was established to permit eligible property owners to enter contracts with local governments for the purpose of restricting specific parcels of land to agriculture or other related open space use. The objectives of the Williamson Act were identified to: protect agricultural resources,... Read More

    Land Loans – What You Need to Know

    By Christine Schneider | February 11, 2020

    If you are considering purchasing land to build a home, it is important to understand that the loan necessary to purchase the land will be quite different compared to your regular mortgage. Here are some of the key points to understand when you are pursuing a land loan:   1 – Not All Land is... Read More

    Building a Home – The Loan Process

    By Christine Schneider | February 11, 2020

    To finance a home on a vacant lot you will need to obtain a construction loan. These vary drastically when compared to residential loans since they are directly associated with building a house. Construction loans have different terms and bring different value to the borrower. Here are the steps simply outlined to build your dream... Read More